Budgeting without the accountant voice

Know what your money is doing before it disappears.

BudgetBuddi is a friendly cashflow planner for households, side hustles and small businesses. Add income, bills and regular costs, then see what your balance may look like over the next 90 days.

Example forecast
Next payday$2,200
Bills due this month$1,840
Lowest balance$137
WarningCar rego week

BudgetBuddi helps you spot tight weeks before they become panic weeks.

How BudgetBuddi works

1

Add income

Enter wages, business income, side-hustle income or any other money coming in.

2

Add expenses

Add rent, mortgage, subscriptions, groceries, insurance, tax, suppliers and those sneaky annual bills.

3

See the cashflow

BudgetBuddi rolls your entries forward so you can see low-balance dates before they hit.

Free browser tool

Build a 90-day cashflow forecast

Enter your income and bills once. BudgetBuddi forecasts the next 90 days.

Your entries

ItemTypeAmount
πŸ’° Paydayincome$2,200.00
🏠 Rent or mortgageexpense$750.00
πŸ›’ Groceriesexpense$240.00
Forecast
90-day income$15,400.00
90-day expenses$12,870.00
Projected closing balance$3,530.00
Lowest projected balance$1,220.00

No negative balance days in this 90-day forecast based on the entries above.

Next 30 days

DateInOutWhat’s happeningBalance
2026-05-16$2,200.00$990.00πŸ’° 🏠 πŸ›’$2,210.00
2026-05-17---$2,210.00
2026-05-18---$2,210.00
2026-05-19---$2,210.00
2026-05-20---$2,210.00
2026-05-21---$2,210.00
2026-05-22---$2,210.00
2026-05-23-$990.00🏠 πŸ›’$1,220.00
2026-05-24---$1,220.00
2026-05-25---$1,220.00
2026-05-26---$1,220.00
2026-05-27---$1,220.00
2026-05-28---$1,220.00
2026-05-29---$1,220.00
2026-05-30$2,200.00$990.00πŸ’° 🏠 πŸ›’$2,430.00
2026-05-31---$2,430.00
2026-06-01---$2,430.00
2026-06-02---$2,430.00
2026-06-03---$2,430.00
2026-06-04---$2,430.00
2026-06-05---$2,430.00
2026-06-06-$990.00🏠 πŸ›’$1,440.00
2026-06-07---$1,440.00
2026-06-08---$1,440.00
2026-06-09---$1,440.00
2026-06-10---$1,440.00
2026-06-11---$1,440.00
2026-06-12---$1,440.00
2026-06-13$2,200.00$990.00πŸ’° 🏠 πŸ›’$2,650.00
2026-06-14---$2,650.00

Want the full 12-month planner? Get the Excel version for $19.95 USD β€” limited-time launch offer. Regular price $29.95 USD.

See paid version

Free tool now. Downloadable planner when you want more.

The free version gives you a quick 90-day forecast in your browser. The paid Excel planner gives you a 12-month forecast, monthly summaries, protected formulas and dashboard views.

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Built for real life

Fortnightly pay, monthly rent, quarterly insurance, yearly renewals, supplier invoices, school fees, subscriptions and the random expenses that never seem to arrive politely.

Paid planner preview

See the downloadable Excel planner before you buy.

The paid version includes simple inputs, a 12-month cashflow forecast, monthly summaries and dashboard views with protected formulas.

View product screenshots
BudgetBuddi paid Excel dashboard preview